45%Financial software development services
The fintech market is surging. Time to join in
45%growth in investments in payment solutions (2024 vs. 2023)
KPMG
69%of financial services companies increased revenue with AI
Statista
52%of financial services companies reduced costs with AI
Statista
88%of professionals expect increased demand for digital wallets
Edgar, Dunn & Company
What we offer
If there was ever a time to build a fintech app, it’s now. The market is ready, the challenges are clear, and the tools and resources are readily available. We can help you develop solutions from a simple personal finance assistant or lending application to a complex, enterprise-level fintech app.
Headquartered in Estonia, we combine deep fintech expertise with the innovative spirit of the EU’s most digitally advanced country.
By partnering with us, you gain access to:
- over 20 years of our industry experience;
- a 50% faster time to your first paying users, thanks to our agile process and cross-functional teams;
- EU-grade data protection and financial compliance standards built into every product.
At Bamboo Agile, our teams aren’t just developers – they’re true partners, advisors, and consultants dedicated to our clients.
Our experienced development team has the skills and knowledge to help you develop reliable trading, banking, mobile banking, and similar fintech software for your business. Through strategy-based consultations and specialized advisory services, our development team can design customized fintech apps for financial services and technology organizations of any kind.
Bamboo Agile development team can create custom fintech solutions from scratch or update an existing solution. We offer full-fledged custom financial software development services that ensure your solution is deployed in a quick and efficient way. Our flexible fintech software development methods allow us to design any kind of software as either a mobile fintech app, a web fintech app, or both. Our financial software can be complied with Fintech industry standards and regulations, such as GDPR and OWASP.
The fintech software development team at Bamboo Agile has the skills necessary to equip your custom fintech software with a variety of integrations. Instead of having you manually enter customer data each time, we can integrate CRM/ERP systems that blend smoothly into your fintech app. Third-party payment gateways can also be integrated into your custom fintech software.
We are familiar with all the latest cybersecurity methods and technologies and can apply that knowledge to design a secure fintech app. In order to provide your business with more effective fraud detection and prevention methods, we can render security intelligence services that will include security information and event management (SEIM), identity and access management, mobile payment security, and penetration testing.
Legacy systems slow you down and cost more to maintain. We help financial companies upgrade their outdated software into modern, secure, and scalable solutions. Our team improves system performance, complies with regulatory requirements, and integrates your platform with new technologies.
Fintech solutions and features we develop
We can develop fintech apps able to support secure billing and payment methods, advanced management systems for investments and insurance, reliable lending software, and intelligent financial analysis software. We will build your fintech software to help your business exceed customer expectations and easily manage the many aspects of your company.
Our experience is multifaceted across the BFSI landscape – from fintech startups to corporate banking. We analyse requirements from various stakeholders (banks, payment processors, regulators, etc.) and translate them into clear, achievable specifications to design systems that comply with regulatory standards, reducing legal and financial risks.
Alesia Praliska
Business Analyst at Bamboo Agile
Business Analyst at Bamboo Agile
Give your users control over their payment and billing options. With your custom fintech app, it won’t matter how or where they are conducting their transaction; it will be seamless no matter what.
- Billing
- Invoicing
- Mobile Payments
Your fintech solution can be developed to manage personal budgets, record and organize expenses, track purchases, and outline financial goals. The easy-to-use features we can integrate will provide your customers with an intuitive and enjoyable experience visualizing their financial or banking data.
- Account Management
- Budgeting Management & Forecasting
- Real-Time Notifications
- Retirement Plan Management
- Advanced Reporting & Analytics
Keep track of multiple complex portfolios in one simple system. We can take advantage of machine learning, predictive and quantitative analytics to provide wealth managers with the best fintech solutions. Our team develops next-gen software with measurable profits, risk management, and smart investment opportunities.
- Market Data Management
- Investment Portfolio Management
- Trading Platforms
The fintech software development team of Bamboo Agile can design custom fintech solutions with advanced lending. You’ll be able to speed up approvals, make informed loan decisions, reduce the risk associated with loan delivery, and offer lower interest rates to customers.
- Digital Loan Underwriting
- Peer-to-Peer Lending Marketplaces
- Online Lending Platforms
- POS Customer Financing
- Digital Mortgage Broker Solutions
- e-Signatures, e-Delivery, & e-Closing Tools
Improve your customer service and meet their needs quicker and better with technology-focused business models and personalized insurance products. We can create fintech apps for insurance intermediaries that will allow you to manage policy and customer data. Streamline your sales processes and make administration and reporting tasks easier with our custom cloud-based solutions.
- Peer-to-Peer Insurance
- Mobile Microinsurance Solutions
- On-Demand Insurance Platforms
- AI-Powered Risk Assessment
- Digital Vision-Driven Claims Processing
At Bamboo Agile, we can design and deploy scalable and secure fintech software that will use AI-powered algorithms for analyzing and compiling financial information. Your business will have access to a system that can track real-time and historic stock market data and manage financial information from multiple sources.
- Financial Reporting Software
- Predictive Analytics
- Fraud Management
We build banking systems that handle customer accounts, payments, transactions, and compliance. You get tools to launch new financial products, automate operations, and deliver a better customer experience – all in line with regulatory standards.
- Account management
- Digital payments
- Cards management
- Cardless ATM withdrawals
- Automated billing
- QR-code based payments
- Currency converter
Our development team can also provide fintech app development services to improve customers’ e-commerce experience with extensions like Shopify.
Why go for custom financial software development
Our development team at Bamboo Agile can create secure fintech apps designed to meet your specific business needs. With powerful integrations, advanced fraud detection systems, and secure data storage, each of our solutions are unique to our clients and are built to overcome common challenges.
Whether it’s credit risk forecasting, transaction processing, fraud detection, or underwriting, you get complete freedom to create and refine proprietary models using your historical data instead of adapting to the limitations of out-of-the-box solutions.
Financial data doesn’t always come clean. We design your solution to handle unstructured, large-scale data with shifting formats and structures – no extra prep or painful conversions required.
Regulations evolve fast. With your own system, it’s much easier to adapt quickly than to wait for updates from third-party vendors.
Off-the-shelf tools often fall short when it comes to niche workflows. We develop systems tailored to your business logic, not the other way around.
Upon request, we can design your fintech solution with a modular architecture. Thus, it is easier to scale, extend functionality, and integrate new features as your business evolves.
We build with interoperability in mind to make sure new fintech modules work smoothly with your existing tools and systems, even legacy environments.
You fully own your platform, codebase, and everything we develop. No licenses, no vendor lock-in, no strings attached.
Case studies
Why develop your fintech solution with us
We understand that you want the best option for your business when it comes to custom financial software development and that finding a reliable financial software development company is no easy feat. At Bamboo Agile, we have straightforward business principles designed to benefit our clients the most.
Your fintech solutions will be built to meet all regulatory requirements and provide your business with the confidence it needs in the fintech industry. We are certified in ISO 27001. We are also familiar with a range of global and regional data protection standards, such as PCI DSS, GLBA, NYDFS, GDPR, SOC I and II, etc. Through our work in the financial sector, we have come across various BFSI-focused regulations and frameworks, including AML/CFT, SEC, FINRA, ECOA, TRID, NAIC, Basel III, and SAMA.
Discover and test possible fraud scenarios, assess data credibility, and identify suspicious activity with Bamboo Agile’s machine learning expertise. We can teach your fintech app to effectively detect threats in real-time and leave nothing to risk.
Create a convenient, modern payment experience for your customers with cardless and cashless payment systems, POS terminals, self-serve kiosks, and QR codes that work around your customers’ lifestyles. You’ll be able to deliver superior customer service with platforms designed to benefit your business and customers alike.
We can help your business reduce costs and make better use of your time with seamless integrations of third-party payment systems, billing software, data management, and more.
We can easily adjust your team size based on your project’s deadlines and budget so that you have the right resources when needed. You can scale up to meet tight deadlines or down to stay within budget – we offer flexibility to keep your project on track.
Shopify
JavaScript
Node.js
TypeScript
React.js
Angular
Vue.js
Qt
.NET
Java
React Native
Objective-C
Swift
SwiftUI
Kotlin
FAQ
What type of software is used in finance?
All software types are used in finance one way or another. A fintech solution can be anything from a simple mobile banking app to a big data system meant to monitor financial operations and trading on a global scale.
Which software is best for finance?
The best financial software is one that suits your needs, has a streamlined design, and is highly secure. The best way to get an application like that is to have it custom built by developers from a company with a lot of experience in different fintech services.
What is a financial system?
A financial system in tech is a solution that combines various financial technologies to process payments, serve clients, monitor trades, and handle transactions. Any decent digital financial system must follow cybersecurity compliance regulations with great care.
If I decide to work with Bamboo Agile, what is the process? What are the first steps?
Our process is structured, transparent, and built to reduce risks before development starts. Here’s how it works:
- We start with a discovery call to understand your goals, business context, and key challenges. You tell us what you need, and we ask the right questions to clarify scope, priorities, and constraints.
- For larger or complex fintech systems, we may run a discovery phase. This helps validate assumptions, collect initial requirements, and define the right engagement model.
- We map out core features (e.g. payments, onboarding, KYC, reporting), define user roles, data flows, and compliance obligations. We also assess how your solution will integrate with external systems — banks, PSPs, KYC providers, or core banking software.
- We create wireframes and interactive prototypes to visualize the user journey and core functionality. This helps align stakeholders early, collect feedback, and reduce the risk of costly changes later. We can also run quick user tests if needed.
- Once the concept is clear, we define the architecture, tech stack, and plan for infrastructure, APIs, and data protection.
- After approval, we align on tools, communication, and workflows. We assign the team, set up the environment, and finalize the roadmap.
- Finally, we start the development process. The project runs in sprints with regular demos, reviews, and transparent reporting. You stay in control, and we stay flexible.
- After launch, we don’t disappear. Our team can provide ongoing support and maintenance: monitor system performance and uptime, fix bugs and handle incidents based on priority, apply security patches and tech updates, add new features as your business grows
What factors influence financial software development costs?
Costs for developing software solutions for the financial sector may vary significantly depending on the type of software you want to build and the scope of required features. More features = more time and effort.
Meeting regulations like GDPR, PSD2, PCI DSS, or local banking laws adds complexity. This affects both development and testing costs.
Connecting with third-party services (e.g. PSPs, KYC/AML providers, core banking systems) often requires custom work, which increases development time.
Custom design, the choice of technologies, and team composition are also worth mentioning.
Get your Agile dream team!
If you’re ready to get started on your custom Fintech software, contact our team today for a consultation!
Our consultant
Natalia Minayeva
Strategic Partnerships Executive
They trust us
